Swiss accounting that grows with you.
From QR invoice to year-end close — compliant with Swiss CO, including payroll, VAT and fiduciary access. Unlimited documents on every plan, including the free one.
Double-entry per Swiss CO · QR invoice · VAT 8.1 / 2.6 / 3.8 % · Payroll · Reversals instead of deletions
MRR
CHF 48’200
+12,4 % MoM
Stripe
18’400
Payrexx
21’900
Wallee
7’900
Sample data for illustration — not real customer figures.
Everything a Swiss company needs
Complete accounting — no add-on fees
QR invoices & dunning
Invoices and quotes in minutes, with the Swiss QR section per ISO 20022. Automatic dunning up to debt-collection preparation.
VAT and closing without Excel
Effective or net tax rate method, filing at the click of a button. Double-entry, balance sheet and P&L compliant with Swiss CO.
Payroll included — no per-employee fee
Payroll runs, payslips and annual filings are part of the plan. Elsewhere every employee costs extra.
Your fiduciary works right alongside you
A dedicated login with a mandate cockpit — no exports, no data sent by email.
Who Fynaro is built for
One accounting system, four starting points
SMEs & sole proprietors
Trades, practices, services: from quote to close, without buying modules.
Learn moreFiduciaries
Mandate cockpit, white-label and bulk onboarding.
Learn moreSaaS & subscriptions
Multi-PSP, MRR cockpit and revenue recognition — unmatched in Switzerland.
Learn moreAgencies & retainers
Recurring mandates invoiced, deferred and tracked properly.
Learn moreAnd if your revenue recurs
Where others stop, Fynaro begins
Subscriptions, retainers and membership fees are demanding in accounting terms. Fynaro handles them natively — not as an add-on.
Every payment provider in one picture
Stripe, Payrexx and Wallee consolidated: each revenue mapped to the right product and VAT bucket.
MRR, ARR and churn in real time
Recurring revenue as a metric, not a document list — including 24-month forecast and runway.
Revenue recognition per Art. 958b CO
Annual contracts deferred period-accurately, to the rappen, with an audit-ready export.
Card payment failed? QR invoice.
If a charge fails, Fynaro automatically creates a QR invoice as an alternative and starts dunning.
Where we stand
What we do differently — and what we do not claim.
Accounting software is sold on promises. We would rather name the limits before you run into them.
Entries cannot be deleted
Reversal instead of a delete key. The database enforces debit equals credit and gapless numbering — not the interface, the layer beneath it.
Unlimited documents on every plan
Including the free one. Only AI usage is metered. Counting documents means selling you your own growth.
The AI suggests, you decide
No suggestion is posted automatically, and the feature is off by default. Under Swiss law the responsibility for your books is yours — it cannot be delegated to a machine.
What is not yet certified is stated here
pain.001 is not bank-validated, UBL is not Peppol-certified, payroll is not Swissdec-certified. You learn this now, not at your first payment run.